Whats the point your making? A. That its too easy to play even with no gear modifications (naked, basically)
B. What's your point?
My point is, 4 years ago you had to really put effort into your character and your companions to survive most missions, end game content. Now, you can hardly try at all and still complete them with zero effort. Point being, seems Bioware took the "Effort" out of the game.
Except, Blood Hunt in GF, Pain in the butt if you don't know how to beat the 2 Mandos. Unless you do Solo mode, again, no effort really.