Most Viable = / = "easiest and quickest"
The "easiest and quickest" way to earn 10,000 dollars may be bank robbery, but that hardly makes it more viable than working 9 to 5.
Your "I have a job, I don't want to grind" whine is weak considering that argument would simply lead to pay-to-win. Why should you with your "job and no time to grind" have to work to level 50. Why not a cheap unlock? Why should you have to "grind" for gear? Why not a quick, cheap unlock? Why isn't everything in game available for a cheap unlock so all us hard working folks who don't have time to play the game can get everything the game has available?
No one likes a coward. Own your words.