Awesome information, so thanks for reposting and adding clarifications. Could you possibly elaborate/explain the " max(level,20) " that appears in the various formulae with diminishing returns? Is that character level, the max percent that stat can achieve, or something else entirely?

I definitely agree with the OP. It was a lot of fun with the 50's seperated off. Nothing against them, but not getting rolled is awesome. Even the losses were still fun because I felt like I was still in the fight.