I understand the need to manage certain secure trade and in-game mail transactions that are being used as loopholes around the GTN fees. Such is, without a doubt, disruptive to the game's economy.
There should be an exception for members of the same guild. This will help ensure the game is not inadvertently "taxing" normal, routine guild transactions. Many guilds reward members with credits, gear, and other items for various activities. Prizes may be mailed to guild members or provided via secure trades. These transactions should not be subject to fees.
Another option to help manage the economy would be to add a scalable "luxury tax" on the GTN+ transaction fees. Maintain 8% up to 250 million credits and scale up to ~20% at 1 billion credits. This would help discourage price inflation for high-value items.