Okay. After EXTENSIVE research, I discovered something that will cause many of you here to tear your hair out in rage :
A simple solution that works. (at least it did for me)
Go to the swtor.exe file,
right-click, click properties,
go to the Compatibility tab,
and under Compatibility Mode..."check" the box there and make sure the selection below says Windows XP (Service Pack 3), then click apply.
Next go to launcher.exe , and do the same as above (I discovered if you only do just swtor.exe, the program will run but you will encounter the server screen with no servers listed instead of the screen with your character).
Once you do both, run the launcher again, log in, hit play...and you're back in business.
I had done all of the other crappy so-called solutions and even re-installed the game from the beginning which, even without bitraider(which I'm not using), takes quite awhile to reinstall.
Imagine my shock that all the issue was....was a compatibility issue with the main files. SMH.