Simplest way is just to cap the credits in the legacy shared the same way as the personal character is capped, a harsh person would make it a communal cap so your character + that in the legacy bank is capped.

As one of those guys that treats SWTOR as a sequel to KOTOR the only thing I've really missed out on is Flashpoints. A group of my mates started playing at launch but it only held interest for me and one other, two people and their companions is ideal for running around planets doing heroic 2 / 2+'s but doing flashpoints isn't really an option. What I'd like is for them to scale down all flashpoints to a two player + companions experience as an added option. In the same way that both DDO and LotRO offered options for smaller player groups. I think this would produce a spike in Freeps buying Flashpoint passes too.

Definitely agree, once I got my helmet and found how to hide it I was pretty sure I'd have problems hiding my companions. My surprise is that as this is a Bioware game that the helmet doesn't automatically hide whenever you enter a conversation, that was standard practice in KOTOR I think, and definitely the case in Mass Effect 1 and Dragon Age Origins. Thinking about it though I'm not sure if the feature remained in ME2 and DA2. Definitely don't want Corso running around with the starting smuggler helmet, it's an ugly looking scrum cap from rugby

I just got the same thing. It also happened in the Beta, I'd assumed in that instance that it was because I was in a party where one member followed the dark side option and reported Mallora.