That explains a lot. Thanks. One more question, what does the flag mean in the server selcetion screen. Thanks for all the help.

If I switch servers or go back to the server list screen, I makes me go back thru the character creation process. After finishing, I no longer see my previous character in the list.

Is it possible to have multiple characters across multiple servers? I have noticed that if I leave a server it appears that I lose any character(s) on that server? Can they be recovered?