I have all those as well minus the mortgage.
Having a child with Autism. Get one of those and tell me you have the time to roll 2 toons. I have afull BM almost WH sorc on Kinrath and everyone on the server hates life. Rolling a 2nd toon to that same level on a completely diff server, with no funds to transfer to that new toon etc... is VERY demotivating for someone like me. Grats on all that bud, but you still failed to mention that you have a child that depends on your attention. That alone makes leveling more than one toon a task and a half.
I've unsubbed. I'm riding out the free play time they gave us but if I dont see anything in that time, then I've already made the best decision I have so far since I started the game.